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. What are the best types of insured retirement plans and learn how you can avoid the most common mistakes that individuals have made when looking to set up an insured retirement plan.
An Insured Retirement Plan: How It Can Guarantee a Lifetime Income
The biggest fear most people have about living in retirement is running out of money before their lives end. They also worry about having enough money to allow their surviving spouses to live comfortably.
Is that a concern of yours?
If so, you will want to read the following.
How Annuities Can Guarantee a Lifetime Income
Annuities are the first tool many advisors think of when they consider how to turn assets into a regular income that will last your full lifetime.
The major purpose of an annuity is to give you a guaranteed income for as long as you live. To get this guarantee, you pay the insurance company a large premium, over time or as a single premium.
You can buy a deferred annuity that will serve as a savings vehicle, accumulating interest until you need it. You can choose when to start collecting your regular, guaranteed payments. But you will have to wait 5-10 years before you can turn on your income.
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