Sinking funds seem confusing when you’re new to budgeting, but they actually make budgeting easier! In today's budgeting for beginners video I'm talking about what sinking funds are, how easy they are to setup, and why they making budgeting easier.
Today I’m sharing:
- what sinking funds are
- why I love sinking funds
6:41 - how to set up your sinking funds
9:36 - how to figure out what to save in sinking funds
15:52 - how we set up our sinking funds at Capital One 360
Links in this description are affiliate links which means I can make a commission if you buy something, at no cost to you!
Where I keep my sinking funds: Capital One 360 ($25 BONUS) ➝
https://capital.one/2JIEqQVSinking funds can be a total game changer once you understand them! I know they can be pretty hard to get at first which is why I wanted to do a video of sinking funds explained in an easy way. Dave Ramsey fans will talk about sinking funds a lot so hopefully this video explains what sinking funds are and how you can set up your own!
Typical sinking fund categories might include things like car repairs, home repairs, holidays, Christmas, gifts.
#sinkingfunds #budgeting #debtfreecommunity
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WHAT I USE TO BUDGET*
Pens & Paper:
➝ My Budget Printables ➝
http://bit.ly/pnpbudget➝ Happy Planner ➝
https://amzn.to/2MT0Dbx➝ Paper Mate InkJoy Gel Pen ➝
https://amzn.to/2DLwFnL➝ Tombow Dual Brush Pens ➝
https://amzn.to/2PCEjVe Stickers:
➝ SimplyKamyCo budget stickers ➝
http://tidd.ly/7bd846fa➝ Caffeinated Cait budget stickers ➝
http://bit.ly/AMLYTCAFFCAITCash envelopes:
➝ KateBudgets Cash Envelopes ➝
http://bit.ly/KateBudgetsCashEnvelopesApps:
➝ Capital One ➝
https://capital.one/2JIEqQV➝ Mint.com
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SAVE MONEY*
➝ Ibotta (Cash back - $20 BONUS) ➝
https://ibotta.com/r/vernepp➝ Rakuten (Cash back - $10 BONUS) ➝
https://www.rakuten.com/r/MARYIN155?eeid=28187➝ Fetch Rewards (Receipt scans, referral code, MV7RR) ➝
https://bit.ly/2G0vEtZINVEST & EARN MONEY*
➝ Ellevest** (Investing - $50 BONUS) ➝
http://bit.ly/PenniesEllevest➝ Robinhood (Investing - Free stock!) ➝
https://penniesnotperfection.com/Robinhood**I'm proud to be working with Ellevest to help get more money in the hands of more women. If you open an account through my link ➝
http://bit.ly/PenniesEllevest ... I'll earn a commission and Ellevest will give you $50 when you make your first deposit.
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CONTACT ME:
Mary
P.O. Box 240981
Memphis, TN 38124
Website:
http://penniesnotperfection.comShop:
https://shop.penniesnotperfection.com/Instagram:
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**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only.
*Affiliate links. I get commissions for purchases you make through links shown here. It doesn't affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share.
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