In this video i have Discuss all about EDLI Scheme in PF and you will know what is EDLI? EDLI benefits? Who Contribute under EDLI? Who Will get EDLI benefit? EDLI Claim Process and more.
So Keep Watching this video till the end.
What is EDLI?
The EDLI scheme was launched in 1976, and Its a group insurance is available to all employers who are active member in the PF.
EDLI scheme contributions:
EDLI contribution bear by Employer which is 0.50% of Basic + DA (subject to a maximum of Rs.75)
EDLI scheme features and benefits:
1. The claim amount under the insurance scheme is 30 times the salary. Salary is calculated as last 12 months average (DA + Basic Salary)
2. There is also a bonus of Rs 1.5 lakh which will also be paid along with the claim amount.
How to claim EDLI amount?
– The amount can be claimed by the nominee.
– In case the nominee is dead, his/her legal Heir can claim the amount. If legal Heir is minor in that case his/her Guardian can claim.
– To initiate the claim, Form 5 should be filled out and submitted.
Documents required for a claim under the EDLI scheme:
For a person to successfully file a claim, these are the documents they need to submit along with the form:
* Death certificate of the EDLI member.
* Guardianship Certificate: If the claim is being made on behalf of a minor family member, nominee, or legal heir, the legal guardian must also submit a guardianship certificate.
* Bank Details
* ID Proof
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