🔴 Index Funds VS Mutual Funds 🔴 Video

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Index funds VS mutual funds. Should you invest in index fund ETFs or mutual funds in the stock market? The biggest difference between the two funds is the fee they charge. Index fund ETFs charge very low fees, as low as 0.04% from Vanguard. Mutual funds charge anywhere from 0.50% to 2.00% a year. Over a life time of 60 years, these feels could add up to over 100 million dollars on investments of 1 million dollars. This is why you should always buy an index fund over a mutual fund offered by your bank. The banks don't want you to know that most mutual funds can't beat an index fund over a long period of time. 95% of mutual funds can't beat the market. The banks want you to buy mutual funds because that's how they make money. 1% to 2% of your money is a lot when considering the long term. That's $10,000 to $20,000 on a million dollar investment, but a lot more if accounting for compounding. This is the most important lesson about investing if you're a beginner in the stock market. Never buy a mutual fund, look into index funds like VOO for the Vanguard S&P 500.

About the Site 🌐

This site provides links to random videos hosted at YouTube, with the emphasis on random. 🎥

Origins of the Idea 🌱

The original idea for this site stemmed from the need to benchmark the popularity of a video against the general population of YouTube videos. 🧠

Challenges Faced 🤔

Obtaining a large sample of videos was crucial for accurate ranking, but YouTube lacks a direct method to gather random video IDs.

Even searching for random strings on YouTube doesn't yield truly random results, complicating the process further. 🔍

Creating Truly Random Links 🛠️

The YouTube API offers additional functions enabling the discovery of more random videos. Through inventive techniques and a touch of space-time manipulation, we've achieved a process yielding nearly 100% random links to YouTube videos.

About YouTube 📺

YouTube, an American video-sharing website based in San Bruno, California, offers a diverse range of user-generated and corporate media content. 🌟

Content and Users 🎵

Users can upload, view, rate, share, and comment on videos, with content spanning video clips, music videos, live streams, and more.

While most content is uploaded by individuals, media corporations like CBS and the BBC also contribute. Unregistered users can watch videos, while registered users enjoy additional privileges such as uploading unlimited videos and adding comments.

Monetization and Impact 🤑

YouTube and creators earn revenue through Google AdSense, with most videos free to view. Premium channels and subscription services like YouTube Music and YouTube Premium offer ad-free streaming.

As of February 2017, over 400 hours of content were uploaded to YouTube every minute, with the site ranking as the second-most popular globally. By May 2019, this figure exceeded 500 hours per minute. 📈

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