Today I’m explaining Dave Ramsey’s Baby Steps!
The baby steps get mentioned a lot in debt free communities but I’ve gotten questions like what is a debt snowball? and what are the baby steps? So today I’m clearing up confusion and listing the baby steps and explaining what they are what they mean for you financially if you follow Dave Ramsey’s program.
Other helpful money and debt snowball videos:
How To Setup Sinking Funds | Sinking Funds Capital One 360 | Budgeting For Beginners ➝
https://youtu.be/FYPnMAIrtIsWhere I keep my sinking funds: Capital One 360 ($25 BONUS) ➝
https://capital.one/2JIEqQVWHY GET OUT OF DEBT (10 REASONS) | COLLAB
https://youtu.be/3hYwlgCJb90Our $43,000 Debt Snowball | How To Pay Off Student Loans
https://youtu.be/6Dy_2jJZK9AWays I Don’t Follow Dave Ramsey’s Baby Steps Advice & STILL WIN
https://youtu.be/19U7s5CNof0#daveramsey #babysteps #debtfreecommunity
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WHAT I USE TO BUDGET*
Pens & Paper:
➝ My Budget Printables ➝
http://bit.ly/pnpbudget➝ Happy Planner ➝
https://amzn.to/2MT0Dbx➝ Paper Mate InkJoy Gel Pen ➝
https://amzn.to/2DLwFnL➝ Tombow Dual Brush Pens ➝
https://amzn.to/2PCEjVe Stickers:
➝ SimplyKamyCo budget stickers ➝
http://tidd.ly/7bd846fa➝ Caffeinated Cait budget stickers ➝
http://bit.ly/AMLYTCAFFCAITCash envelopes:
➝ KateBudgets Cash Envelopes ➝
http://bit.ly/KateBudgetsCashEnvelopesApps:
➝ Capital One ➝
https://capital.one/2JIEqQV➝ Mint.com
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SAVE MONEY*
➝ Ibotta (Cash back - $20 BONUS) ➝
https://ibotta.com/r/vernepp➝ Rakuten (Cash back - $10 BONUS) ➝
https://www.rakuten.com/r/MARYIN155?eeid=28187➝ Fetch Rewards (Receipt scans, referral code, MV7RR) ➝
https://bit.ly/2G0vEtZINVEST & EARN MONEY*
➝ Ellevest** (Investing - $50 BONUS) ➝
http://bit.ly/PenniesEllevest➝ Robinhood (Investing - Free stock!) ➝
https://penniesnotperfection.com/Robinhood**I'm proud to be working with Ellevest to help get more money in the hands of more women. If you open an account through my link ➝
http://bit.ly/PenniesEllevest ... I'll earn a commission and Ellevest will give you $50 when you make your first deposit.
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CONTACT ME:
Mary
P.O. Box 240981
Memphis, TN 38124
Website:
http://penniesnotperfection.comShop:
https://shop.penniesnotperfection.com/Instagram:
https://www.instagram.com/penniesnotperfection➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝
**The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only.
*Affiliate links. I get commissions for purchases you make through links shown here. It doesn't affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share.
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